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Identification Theft / Unemployment Fraud

Please read the below advisement regarding the credit bureaus and then follow the link at the bottom to file your report
1. Contact the fraud department of ONE of the three major credit bureaus

Request that a “fraud alert” be placed on your file and include a statement that creditors must get your permission before any new accounts are opened in your name.
The three major credit bureaus are:

  • Equifax
    To order your report, call: 1-800-685-1111
    or write: P.O. Box 740241, Atlanta, GA 30374-0241
    To report fraud, call: 1-800-525-6285
    and write: P.O. Box 740241, Atlanta, GA 30374-0241
  • Experian
    To order your report, call: 1-888-EXPERIAN (397-3742)
    or write: P.O. Box 2104, Allen TX 75013
    To report fraud, call: 1-888-EXPERIAN (397-3742)
    and write: P.O. Box 9532, Allen TX 75013
  • TransUnion
    To order your report, call: 800-916-8800
    or write: P.O. Box 1000, Chester, PA 19022.
    To report fraud, call: 1-800-680-7289
    and write: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

2. Contact all the creditors involved
Let them know that your accounts may have been used without your permission, or that new accounts have been opened in your name. If your accounts have been used fraudulently, ask that new cards and account numbers be issued to you. Check your billing statements carefully and report any fraudulent activity immediately. Many banks and creditors will accept the “ID Theft Affidavit” available at Federal Trade Commission, to dispute the fraudulent charges.

3. Contact the Federal Trade Commission.
Call the FTC’s ID Theft Clearinghouse toll-free at 1-877-ID-THEFT (1-877-438-4338) to report the theft. The Identity Theft Hotline and the ID Theft website give consumers one place to report the theft to the federal government and receive helpful information. Complete the online complaint form and bring a copy of it with you when you go to the police station to file your report.

4. Keep a record of your contacts.
Start a file with copies of your credit reports, the police report, any correspondence, and copies of disputed bills. It is also helpful to keep a log of your conversations with creditors, law enforcement officials and other relevant parties. Follow up all phone calls in writing and send all correspondence certified, return receipt requested.

5. Unemployment Fraud Only:  
Click this link to notify the Massachusetts Department of Unemployment Assistance (DUA)

6. File a police report:  
Identity Theft Report 
Get a copy of the report to submit to your creditors and others who may require proof of a crime